{"id":102,"date":"2021-03-17T16:14:25","date_gmt":"2021-03-17T16:14:25","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guides-and-tips\/?p=102"},"modified":"2021-06-22T16:56:26","modified_gmt":"2021-06-22T16:56:26","slug":"can-you-get-sr-22-without-insurance","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/sr-22-tips\/can-you-get-sr-22-without-insurance\/","title":{"rendered":"Can You Get an SR-22 Without Insurance?"},"content":{"rendered":"
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No, you will need insurance in order to drive with an SR-22. By definition, though, an SR-22 is not insurance \u2014 it is just paperwork filed with the state that proves you have the required minimum coverage. However, it always goes with an insurance policy and is often called DUI insurance<\/a>.<\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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What is SR-22<\/strong> Insurance?<\/h2>\r\n
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In more detailed terms, an SR22 indicates that you have the minimum required insurance to legally be allowed on the road. Your insurance company fills out this form, thereby guaranteeing you have coverage and will take financial responsibility for an accident. SR-22 insurance is more expensive than regular insurance, which is why it\u2019s important to shop for a good deal<\/a>.<\/p>\n

Note that in two states, Florida and Virginia, a similar but different form called the FR44 is the standard for certain violations related to alcohol. This form mandates that drivers carry significantly higher liability limits as an extra security measure.<\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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Why do I need SR-22<\/strong> insurance?<\/h2>\r\n
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The common assumption with an SR-22 is that it is the result of a DUI. While this is often the case, an SR22 also results from other problems and can vary depending on where you live. Here are some of the most common reasons an SR22 is required for drivers across the United States:<\/p>\n