{"id":1057,"date":"2023-08-07T18:22:00","date_gmt":"2023-08-07T18:22:00","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=1057"},"modified":"2023-08-08T14:50:51","modified_gmt":"2023-08-08T14:50:51","slug":"cost-of-non-owner-sr22-insurance","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/featured\/cost-of-non-owner-sr22-insurance\/","title":{"rendered":"How Much Does SR-22 Auto Insurance Cost for Non-Owners?\u00a0"},"content":{"rendered":"
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Many people think that only people who own a car and are convicted of a DUI or other major driving offenses need an SR-22 or FR-44. However, even if you do not have a car, a court may require a non-owner policy if you have an SR-22 requirement.<\/span>\u00a0<\/span><\/p>\n

To better understand the pricing of a non-owner SR-22 insurance policy, this guide will walk you through the process, including the underwriter’s perspective.<\/span>\u00a0<\/span><\/p>\n

Read on to learn more about non-owner SR-22 auto insurance pricing!<\/span>\u00a0<\/span><\/p>\n

Why Some Courts Require Non-Owners to File an SR-22 with the State DMV<\/span><\/b>\u00a0<\/span><\/h2>\n

While you may not own a vehicle, a state government may still find you to be a <\/span>high-risk<\/span><\/a> driver. This could be due to many factors such as receiving a DUI or incurring too many moving violations in a short time.<\/span>\u00a0<\/span><\/p>\n

Since you do not own a vehicle, you cannot acquire a typical high-risk insurance policy. However, some auto insurers offer policies customized for non-owners. By acquiring one, you can ensure you meet your state\u2019s legal requirements and avoid additional legal penalties.<\/span>\u00a0<\/span><\/p>\n

What Goes into a Non-Owner Auto Insurance Policy<\/span><\/b>\u00a0<\/span><\/h2>\n

As with any driver in your state, you will need to ensure that your insurance meets the minimum liability requirements stipulated by state law. The policy will need a minimum level of both bodily injury and property damage liability coverage per person and per incident.<\/span>\u00a0<\/span><\/p>\n

When you sign up for such a policy, your insurer will handle the paperwork involved. If you fall behind on your premiums or fail to keep your policy active, your insurer is obligated to report this to the state, at which point you may lose your driving privileges due to license suspension or revocation.<\/span>\u00a0<\/span><\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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Find Cheap SR-22 Auto Insurance Quotes<\/h2>\r\n
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