{"id":859,"date":"2022-08-10T19:15:48","date_gmt":"2022-08-10T19:15:48","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=859"},"modified":"2022-08-10T19:15:50","modified_gmt":"2022-08-10T19:15:50","slug":"how-does-sr-22-work-for-non-owners","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/insurance-facts\/how-does-sr-22-work-for-non-owners\/","title":{"rendered":"How Does the SR-22 Work for Non-Owners?\u00a0"},"content":{"rendered":"
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Getting an SR-22 is fairly straightforward when you own a car. You talk to your insurance company, shop around for quotes, and find the best <\/span>SR-22 car insuranc<\/span>e<\/span><\/a>\u00a0 that works for you.<\/span>\u00a0<\/span><\/p>\n

But what about when you don\u2019t own a car? On the one hand, you have a requirement by the state to carry SR-22 insurance. On the other hand, you can only get car insurance if you own a car, right?<\/span>\u00a0<\/span><\/p>\n

Fortunately, there\u2019s a solution: non-owners SR-22 car insurance. Keep reading to find out everything you need to know about SR-22 insurance for people who do not own a vehicle.<\/span>\u00a0<\/span><\/p>\n

Do I Need an SR-22 if I Don\u2019t Own a Car?<\/h2>\n

Yes. If you\u2019ve been ordered to file an SR-22, then you\u2019ll need to comply with the filing requirements, whether or not you own or lease a car. While you won\u2019t be able to get <\/span>conventional SR-22 insurance<\/span><\/a> \u2014 also known as an owner SR-22 certificate \u2014 you can get non-owners SR-22 car insurance with a non-owner certificate.<\/span>\u00a0<\/span><\/p>\n

What is Non-Owners Insurance?<\/h2>\n

Most insurance companies offer non-owner insurance for drivers who don\u2019t own a car but drive a lot. Examples are people who rent cars frequently or who borrow vehicles often. Even drivers who don\u2019t need SR-22 insurance may maintain a non-owners policy to cover them in case the owner doesn\u2019t have adequate insurance.<\/span>\u00a0<\/span><\/p>\n

How Do I Get Non-Owners SR-22 Car Insurance?<\/h2>\n

The first step is to <\/span>shop around<\/span><\/a> for non-owner SR-22 car insurance quotes. Look for a company that works with several car insurance providers so that you can get a list of quotes and make the best decision.<\/span>\u00a0<\/span><\/p>\n

As you\u2019re shopping around, be sure to mention that you need non-owner SR-22 car insurance. Many insurance companies can provide it, but it\u2019s less common than conventional SR-22 insurance, and some companies won\u2019t want to cover drivers who need SR-22 insurance. That\u2019s we recommend starting with insurance companies that specialize in SR-22 and other insurance for high-risk drivers.<\/span>\u00a0<\/span><\/p>\n

Once you have your non-owner SR-22 car insurance policy in place, your insurance company will file the SR-22 form, and you\u2019ll be in compliance with your SR-22 requirements.<\/span>\u00a0<\/span><\/p>\n

You\u2019re now ready to drive! Your SR-22 non-owners car insurance will cover you when you\u2019re borrowing someone\u2019s car, a rental car, or any car at all.<\/span>\u00a0<\/span><\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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