{"id":956,"date":"2023-03-06T08:16:00","date_gmt":"2023-03-06T08:16:00","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=956"},"modified":"2023-03-06T20:16:55","modified_gmt":"2023-03-06T20:16:55","slug":"10-easy-car-insurance-discounts","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/sr-22-tips\/10-easy-car-insurance-discounts\/","title":{"rendered":"The 10 Easiest Car Insurance Discounts to Qualify For\u00a0"},"content":{"rendered":"
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Has your state DMV placed an <\/span>SR-22 requirement<\/span><\/a> on your insurance policy? Are you looking to save money on your auto insurance premiums? This guide will help you identify which car insurance discounts you may qualify for so you can lessen the burden.<\/span><\/p>\n

1. Safe Driver Incentives<\/h2>\n

Every insurer has a \u201csafe driver\u201d definition. Most companies will view a safe or good driver as one who does not have any accidents or violations in the past 3-5 years.<\/span>\u00a0<\/span><\/p>\n

Other insurers may split the categories of \u201cgood driver\u201d and \u201caccident-free driver\u201d along different qualification criteria.<\/span>\u00a0<\/span><\/p>\n

Another important qualifier, <\/span>avoiding DUIs<\/span><\/a>, matters for receiving this premium reduction.<\/span>\u00a0<\/span><\/p>\n

The reason we listed this incentive at spot 1 comes from the fact that the only action you have to take to receive it depends simply on driving safely.<\/span>\u00a0<\/span><\/p>\n

Either way, this discount can help to reduce your premiums for the cost of driving safely. Not a bad trade-off!<\/span><\/p>\n

2. Multi-Vehicle Bundling<\/h2>\n

Most insurers offer discounts to clients who insure more than one vehicle with them. Opting to insure all of your vehicles with the same insurance company can also save you time and headaches by reducing the number of policies you must individually manage and pay.<\/span>\u00a0<\/span><\/p>\n

Your agent can help you to decide whether it makes sense to insure each of your vehicles with the same company or to spread each vehicle across different policies and companies.<\/span><\/p>\n

3. Good Student Incentives<\/h2>\n

While <\/span>young drivers<\/span><\/a> tend to pay higher auto policy premiums, they may also have the ability to take advantage of good student premium cuts.<\/span>\u00a0<\/span><\/p>\n

Each firm qualifies students for this discount differently. The typical average grade required for students to receive this discount hovers around a B or B- and many carriers require students to be fulltime.<\/span>\u00a0<\/span><\/p>\n

Many parents encourage their children to work hard to receive this discount given its ease of attainability.<\/span><\/p>\n

4. Military Status (Active-Duty and Veterans)<\/h2>\n

Nearly every major auto insurer offers a military discount to individuals who meet one of the following criteria:<\/span>\u00a0<\/span><\/p>\n