Skip to main content
insurance agent helping new customer

Why Switching Carriers Is the Best Way to Save Money on SR-22 Insurance 

Every driver on the road has one thing in common: they want to save money. And that becomes even more important if you have an SR-22 on file and are paying higher-than-average insurance rates. 

In that case, switching carriers may be the best way to save on your car insurance. Here are just a few of the reasons why. 

Switching Carriers Always Saves Money 

Why are we so confident that switching carriers can help you save money on SR-22 insurance? Simple: switching carriers pretty much always saves money. 

Most drivers get car insurance with the first carrier that looks good and never bother to look anywhere else. Meanwhile, the carrier in question has little real incentive to save those drivers money because they can count on getting paid each month. 

However, most drivers are simply on a month-to-month contract with their existing carrier. This means you can start getting quotes from multiple carriers at any time. And once you find a more competitive rate, you can switch to the new carrier. 

Even after you no longer have to keep an SR-22 on file, periodically shopping around will be the best way to save on your monthly premium. 

Different Factors Matter More to Different Carriers 

Here’s a little secret that many drivers don’t know: your carrier has a very specific formula they use to determine how much you pay. And they typically determine your rate by considering factors such as your age, location, driving history, and even your gender and credit score. 

However, while all carriers are looking at the same factors, different factors will matter more to certain carriers than others. So the same driver in the same circumstances (such as having to file an SR-22) may get very different quotes from different carriers. 

You’ll never know until you start shopping around. And that means that taking a few minutes to gather quotes could help you save hundreds or even thousands of dollars in the next few years.

Find Cheap SR-22 Auto Insurance Quotes

Powered by

Better Advice May Equal Better Savings 

When you have to file an SR-22, your insurance carrier becomes more than just another carrier. They also serve as advisors helping you navigate the confusing world of SR-22s and SR-22 insurance. 

And simply put, some carriers have more experience with this than others. This affects the quality of advice they have to offer to drivers in your position. And if the advice is bad, then your premium is likely to be bad. 

The good news is that when you shop around for another insurance carrier, you get to experience the best of both worlds. Not only could you find a carrier that natively offers you better rates, but you can find a carrier that knows enough about SR-22s to save you even more money in the future. 

Get the Best SR-22 Insurance Online Today 

Now you know why shopping around can save money on your SR-22 insurance. But did you know that competitive rates are just a click away? 

Here at SR-22 Adviser, we’re happy to help you save money each month. To get started, visit our partner site for an online quote today! 

Was this article helpful?

Winner! Glad you enjoyed it.

Yes, this article is helpful

Still have questions? Contact us for answers.