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How will I know if I need an SR-22?

An SR-22 is ordered by a court or your state. If it’s court-ordered, the judge will let you know at the hearing. If it’s state-ordered, you’ll typically get a letter from the department (or bureau) of motor vehicles.

Not every driver is required to get SR-22 coverage. Although each state has its own requirements, typically, SR-22 insurance is required if you’ve been driving without valid car insurance or a valid driver’s license.

An SR-22 is ordered by a court or your state. If it’s court-ordered, the judge will let you know at the hearing. If it’s state-ordered, you’ll typically get a letter from the department (or bureau) of motor vehicles.

Not everyone needs an SR-22. It’s normally required if you’ve been caught driving without insurance or a valid license. Here are some other reasons you might need one:DUI or DWI conviction

  • Driving without enough insurance
  • Too many at-fault accidents or violations
  • Repeat offenses in a short time frame (for example, three or more speeding tickets within six months)
  • Not paying court-ordered child support
  • Hardship license (issued for temporary driving needs, normally to and from work, because your license has been suspended or revoked)

What’s a certificate of financial responsibility (CFR)?

A certificate of financial responsibility is another term for SR22 insurance, showing that you’re meeting your state’s minimum car insurance requirements for a specified amount of time to SR-22 quick quote.

What’s a certificate of financial responsibility (CFR)?

If you have questions about SR-22 coverage, we can help. Give us a call at 888-290-5754 and a licensed agent will be happy to assist you and walk you through the process.

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